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✦ Original practice · 6 questions · about 4 minutes

Free CMFAS mock-test warm-up

Test six important distinctions across RES 5, M9, M9A and HI. Every answer includes an explanation, so even a miss moves your revision forward.

  • No sign-up
  • Instant explanations
  • No personal data collected
CMFAS learner and otter study companion revising beside the Singapore skyline

Your diagnostic

Answer first. Learn immediately.

Choose one answer before the explanation appears. This is an original learning aid, not an official or leaked examination paper.

RES 5Question 1 of 6

An adviser can earn more commission from Product A, but Product B is more suitable for the client's documented needs. What is the best response?

After the warm-up

Turn each miss into a study plan

A score is only useful if it changes what you do next. Open the matching guide, learn the distinction, then answer fresh questions until the same trap stops working.

RES 5Rules, ethics and advisory skillsM9 / M9ALife insurance, ILPs and structured productsHIHealth-insurance module guideSprint builderTurn your exam date into a session plan

About this free CMFAS practice test

Is this an official CMFAS past paper?

No. This is a free set of six original diagnostic questions created by CMFAS KAKI. It is not an official paper, does not reproduce confidential examination content and is not affiliated with MAS, SCI or IBF.

Does this free CMFAS mock test tell me whether I am ready?

No. Six questions can reveal a few conceptual gaps but cannot predict an examination result. Use the explanations to choose what to revise next, then practise full topic sets and timed mock exams for your actual module.

Which CMFAS modules are included?

The warm-up includes beginner questions from RES 5, M9, M9A and HI. The full CMFAS KAKI app keeps each module in a separate question bank and includes timed practice and wrong-answer review.