CMFAS study guides
Plain-English guides to the papers, the syllabus and how to study for each CMFAS exam
Try 6 original CMFAS practice questions
RES 5, M9, M9A and HI with instant explanations — no sign-up and no personal data collected.
Start the warm-up →
Build a dated CMFAS revision sprint
Choose RES 5, M9, M9A or HI, your exam date and a pace you can keep. Get every session ready to copy or print.
CMFAS Exam Guide: The Papers, Modules and How They Fit Together
What CMFAS is, how the RES and M modules differ, and which papers a financial-advisory or insurance candidate typically needs — a plain-English starting point.
CMFAS Study Text Updates 2026: RES 5, M9 and HI Dates
The official release and examination effective dates, which version applies to your sitting, and why the M9 notice should not be assumed to cover standalone M9A.
Which CMFAS Modules Do I Need? A Role-by-Role Map
Your papers follow the regulated activity you are appointed for. A role-by-role map of the rules and product modules, plus the 2024 code renames.
CMFAS RES 5 vs RES 1A and RES 2A: Which Rules Paper?
The split is by Act, not by product. How the FAA-side RES 5 differs from the SFA-side RES 1A/1B/2A/2B papers, and which side your role sits on.
CMFAS M6 and M6A: Excluded vs Specified Investment Products
Why the EIP/SIP split exists, what each paper covers after the CM-EIP and CM-SIP rename, and how customer knowledge assessment ties into it.
CMFAS M8 and M8A: Collective Investment Schemes Explained
M8A is not a deeper pass over unit trusts — it is structured products and derivatives. What each paper actually covers, and the concepts that cost marks.
CMFAS Exam Registration to Results: The Full Process
Booking, rescheduling, what to bring on exam day, how the computerised paper feels, and what happens once the result appears on screen.
How Hard Is the CMFAS Exam? Difficulty and Pass Rates
Why pass rates are not published, what actually makes the papers hard, the five ways candidates lose marks, and what to change before a retake.
RES 5 Exam Guide: Rules, Ethics and Skills for Financial Advisory
What RES 5 tests, why rules-and-ethics questions reward repeated practice, and a simple loop for drilling mock questions until the concepts stick.
M9 and M9A Exam Guide: Life Insurance and Investment-Linked Policies
M9 covers the life-insurance and ILP foundation; M9A focuses on structured products, derivatives and structured ILPs. Compare their current formats and scope.
HI Exam Guide: The Health Insurance Module Explained
What the HI module covers, the concepts candidates trip up on most, and how timed mock questions build the recall you need on exam day.
MediShield Life vs Integrated Shield Plan: The Basics
How MediShield Life, Integrated Shield Plans and IP riders split one hospital bill into layers — the mechanics the HI paper keeps testing.
How to Become a Financial Advisor in Singapore: The Path
Tied agent or FA firm rep, the general entry requirements, where the CMFAS papers sit in the sequence, and what keeps applying after you are appointed.
How to Pass CMFAS: Mock Questions and a Simple Study Plan
Why timed mock questions beat passive reading, how a wrong-answer review loop works, and a light study plan you can adapt to any CMFAS paper.
Reading is a start — practice is what passes
Mock questions, study notes and timed mock exams for RES 5, M9, M9A and HI. CMFAS KAKI is available now on iOS and Android.
Explore CMFAS Kaki