Terms of Use

Welcome to CMFAS KAKI. These Terms of Use apply to our website and mobile app (together, the "services"). Please read them before using the services.

1. Acceptance of terms

By accessing the website or downloading, installing or using the mobile app, you agree to these Terms of Use. If you do not agree, please do not use the services.

2. What the services provide

CMFAS KAKI provides original practice and mock questions, study notes, exam guides, a short diagnostic and a revision planner for Singapore's CMFAS examinations. These are not official examination papers, and the services are not affiliated with, endorsed by or connected to the Monetary Authority of Singapore (MAS), the Institute of Banking and Finance (IBF), any appointed examination body or any other regulator.

We aim to keep content accurate, but exam structure, syllabus, fees and requirements can change. Always confirm current details with the official examination body before you register. Planner schedules, diagnostic results and progress indicators are study aids, not predictions or guarantees of an examination result.

3. User responsibilities

• You may not use the services for any illegal or unauthorised activity.
• You remain responsible for your registration decisions, study plan and examination preparation.
• The services are for personal study only and may not be reproduced or used commercially without permission.

4. Intellectual property

All rights in the services, including original content, code, design and CMFAS KAKI branding, belong to CMFAS KAKI or its licensors. No part may be copied, modified or distributed without permission. "CMFAS", "MAS", "IBF" and related names belong to their respective owners, and this platform has no affiliation with them.

5. Privacy

We respect your privacy. For details on how we collect and use your information, please see our Privacy Policy.

6. Disclaimer

The services are provided "as is", without warranties of any kind, express or implied. To the extent permitted by law, we are not liable for direct or indirect loss arising from their use. Website planner progress is stored on the device and may be lost if site data is cleared, unavailable or moved to another browser or device.

7. Changes to these terms

We may modify these terms from time to time. Updated terms will be posted on this page or in the mobile app. Continued use after an update constitutes acceptance of the revised terms.

8. Contact us

If you have any questions, please contact info@pickmyquiz.com.